phisigs79

http://animal-world.com/encyclo/fresh/information/Diseases.htm#Diagnostic Chart hope this helps

sorry dude i found my midas blenny on the floor today as well. all dried up though

I dont know if i would call it a infection but it sounds like you might of stressed it out by moving it so much. The freshwater dip will more than likely finish it off and i wouldnt ever recommend them on corals. Good luck and my only worry would be water quality. If its a gonner pull it from the tank and dispose of it. Whats you parameter?

looks like you could have two now. leave them alone they will be ok

sure but i doesnt look as bad as yesterday.

Just check a my loan paperwork says one year and yes i am aware of capitals gain but i dont think i will have this issue since i am pretty sure i wont make any money on this property but it would be nice if i did.

So this weekend I cut my thumb on some eggcrate with palys on it. Two hours later my thumb is throbing and in intense pain. I start to feel flu like symptoms. Two days of not feelling so hot and having itense pain I call the doctor. I went in today and had to get a Tetanus shot and anti- botics. Just goes to show you that its a good idea to wear gloves when handling things in our tanks. My thumb is infected and hopefully the antibotics will take care of it. Just wanted to warn you all that its serious when you get a cut. My doctor said there is alot of bacteria in our tanks and caution should be used when handling things in our tanks. Just felt I should warn others from what I went through.

I have been in my house for 4 years and renting it is not an issue. My loan doesn't state I have to live in it. Where did you get this info? is this factual statments your coming up with or just what you think?

Made a offer on a house yesterday. If anyone is interested in swinging by this weekend for a pre-sale opportunity to see what i have let me know.

they dont fight right now because they are juvi's but it possible as they mature. I have actually had two percs with a black and white ocellaris before and they lived peacefully in a 55g. I might be upgrading my tank (75g custom) to a custom 130gish if and when i move.I mainly picked them up to see if they work out together and to give them a better chance of survival from the store tanks

i would change out your filters every six months or so.

I picked up 3. One is really nice the others are ok but well worth the price (part of the vertical strip is front to back). Hopefully they will color up nicely. I did see one that the fish girl at petco had on hold for herself that was very nice with a bar front front to back. I could convince her to sell it to me though. Have a contact there that I am going to have contact me if they get some nice ones in. Called around and no one seems to have anymore at Petco. The manager told me they are listed on their order as sold out and they were replacements for their normal perculas since they were sold out.

I want dibs on the first pair!

If I lose my job I am in the same boat no matter if I have one or two houses long term. My wife and I both have good job security. I am being taylored to replace my CFO and my wife is being taylored to replace the next person in her position to retire. I thought about walking away but this is the best way without risking my credit. If worst come to worst I would be in the same boat if i walked away from my current house. By the way I bought in April of 2006 which was two months before the crash. I'm an accountant so I know cash flow and would only take the risk if I was confident it would work plus I work for a home builder and know the market more than the average person. I also have access to preforeclosure lists and the resources to buy houses at auction (my uncle is in hard money lending-so I have access to cash deals). So the plan is like i said to find a home with equity in it. This isnt a situation that would work for alot of people, you have to have the resourses which thankfully I have. Also have a cousin thats a broker and listing my rental for free and is my agent at no cost.

I dont beleive that is correct. You should try and contact another lender. The only issue would be not being able to get approved for the amount you want to spend.

No i need to put a list together and will start a new thread

I am already pre approved for a loan at 5% without any points. I have two small car loans and thats it. Is it risky? Yeah it is but i am willing to take the risk.

I did sit with a lender and this is what i am doing. I am buying a property thats $200 cheaper a month and my rent will fall $600 short. So I will have to pay about $400 with HOA dues. I am currently $125k underwater in my home. If I purchase a new home with equity and home prices improve which is a pretty good chance, I have two properties to increase in value. When i hit a break even point i will cash out my positive equity in my new home and pay down my current house and either sell it or refinance it and keep renting it. If i dont i will be stuck in my townhouse for 10+ years before the value returns. I work for a home builder and if you have the avaialable cash for the downpayment and take the risk its the way to go. Interest rates are about to increase so its factoring in our decision. With FHA you only have to put 3.5% down on the house and as long as your monthly payments (debt) isnt over 50% of your gross monthly pay your loan should go through. You also need to make sure you have a cash reserve to take on the risk of renting as well. If you have all that it kind of a no brainer but its no for the faint hearted. With all risk there is reward. I just don't see how prices can go down any further.

Ok well after 4 years of being underwater in our home we have decided to rent it out and take advantage of the low prices in todays market to help us get out of our house and move to a single family. The thinking is to buy the second property with equity and have both houses appreciate over time to get out from under our townhouse quicker. Sooooo... I will be selling off all my livestock and probably just the tank so i can make the repairs i need to make my townhouse rentable (since its in wall a viewable from three sides). My family and I excited about our opportunity to move and look forward to a new tank hopefully larger. Now just need to find a house We will still be in the same area more than likely.

http://www.livlifstudios.com/#Portfolio/FeaturedWeddings/MehganandGarrett/25 I love this picture of Garrett. You should put a caption on it that says " ring? uh where did i put it?"

24" Gainesville

Its ugly! Give it to me

I hate to say it but its really up to the buyer for you to get the item but it can be argued both ways. If you want to meet in between he provides you with replacement frags and you pay for shipping. I dont like buying frags from hobbist and have them ship it for this perfect example. Both sides loose.

i think a arrow crab will eat these