epleeds July 2, 2012 Share July 2, 2012 what insurance do you have? i think we all should get that one +1 Link to comment Share on other sites More sharing options...
icecool2 July 2, 2012 Share July 2, 2012 At least this cloud has a silver lining. Hope you don't have a high deductible. Link to comment Share on other sites More sharing options...
MBVette July 2, 2012 Author Share July 2, 2012 Travelers business insurance. Don't know how this would work with your home Link to comment Share on other sites More sharing options...
MBVette July 2, 2012 Author Share July 2, 2012 So here are some pictures: There are a lot more than this so if you want to see more let me know. Link to comment Share on other sites More sharing options...
Wyatt July 2, 2012 Share July 2, 2012 MBVette, I'm incredibly sorry for that happening. I'd say more but I'm at a loss for words. Link to comment Share on other sites More sharing options...
surf&turf July 2, 2012 Share July 2, 2012 So sad!! Link to comment Share on other sites More sharing options...
MBVette July 2, 2012 Author Share July 2, 2012 Sure I have had a crappy couple days (and now my check engine light just came on). But it could be a lot worse. It was on the weekend so nobody was there, imagine if kids were in the building. The fire was contained to the tank area so our damage is pretty limited. And this is not my house, and the business has good insurance. So it could be worse on many levels. Link to comment Share on other sites More sharing options...
Origami July 3, 2012 Share July 3, 2012 Good luck with the claims process. Be careful using "fudge factors." It could delay processing if you don't have backup, and I know you're just itching to put this behind you and get the tank set up again. Sorry for the losses, but happy that you'll get help reestablishing the tank. Link to comment Share on other sites More sharing options...
MBVette July 3, 2012 Author Share July 3, 2012 Here are some pics today during the tear down, they give a better idea of what happened than the other pics. And that is the end of that tank. Link to comment Share on other sites More sharing options...
MBVette July 3, 2012 Author Share July 3, 2012 Good luck with the claims process. Be careful using "fudge factors." It could delay processing if you don't have backup, and I know you're just itching to put this behind you and get the tank set up again. Sorry for the losses, but happy that you'll get help reestablishing the tank. She didnt ask for prices for the current setup, just told me to replace it. So Im not going to add additional items. Going to build out the same size tank, just going to add radioms and a better protein skimmer and just keep the rest for the most part pretty similar. I would love to add a chiller, but I never had one and would be hard pressed to come up with anything if she questions me. Link to comment Share on other sites More sharing options...
Origami July 3, 2012 Share July 3, 2012 She didnt ask for prices for the current setup, just told me to replace it. So Im not going to add additional items. Going to build out the same size tank, just going to add radioms and a better protein skimmer and just keep the rest for the most part pretty similar. I would love to add a chiller, but I never had one and would be hard pressed to come up with anything if she questions me. Sounds really good. You're fortunate they'll replace it all. Is this the school's insurance or ??? I know it's just a guess, but do you have any idea what actually started the fire and why? Did water overflow out of the sump and start a chain of events? Link to comment Share on other sites More sharing options...
MBVette July 3, 2012 Author Share July 3, 2012 (edited) Yeah this is all under the schools insurance. Travelers has been really good to us about this (the total damage is probably going to exceed 125k) We got a pretty good idea of what caused the fire; the fire marshall worked on it for a couple hours. So our power was out until Sunday morning; and when it came on we got a surge and I had a $10 cooling fan not on a surge protector and it caught fire behind the cabinet doors. The fire went up, hit the ceiling tiles and then went back down and caught the pumps and then burst out the front of the cabinet. Then the smoke alarms went off and a sprinkler head popped; holding it down enough to keep it from spreading until the fire department got there. 6 different stations from 3 counties came and did a great job. Edited July 3, 2012 by MBVette Link to comment Share on other sites More sharing options...
Origami July 3, 2012 Share July 3, 2012 A $10 cooling fan did all this? Wow. Link to comment Share on other sites More sharing options...
MBVette July 3, 2012 Author Share July 3, 2012 its always the cheap crap, it wouldnt sound as stupid if it was the $1000 lights. Link to comment Share on other sites More sharing options...
Origami July 3, 2012 Share July 3, 2012 ^^Ain't that the truth. Link to comment Share on other sites More sharing options...
mindeeo July 3, 2012 Share July 3, 2012 We have Travelers Insurance, and had an incident a year ago. They were great! Despite everything, I hope things go as well for you. Who is your adjuster? Link to comment Share on other sites More sharing options...
MBVette July 4, 2012 Author Share July 4, 2012 Mindee her name is Jackie (cant recall her last name at the moment) probably mid 20's dark hair, cute. Link to comment Share on other sites More sharing options...
mindeeo July 4, 2012 Share July 4, 2012 Ah, we had a dude and not so cute. We were in major loss unit, but you might be as well. I am happy to report some of the details are already getting fuzzy. Again, best of luck to you!! Link to comment Share on other sites More sharing options...
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